Each tenant is personally responsible for paying the rent. If you are renting with a friend or spouse, you are jointly responsible for paying the rent until one or both of you cancel the lease.

The amount of rent depends on the location, age, size and standard of the apartment. In all our apartments heating, use of laundry room and sauna, water (except Ylioppilaantie 2, Ylioppilaantie 4, Ylioppilaantie 6, Virkakatu 3 and Albertinkatu 6) and internet are included in the rent. Fees for parking and any other additional services you choose will be charged together with the rent. You can check fees and other location services here.

All rent payments are due by the 5th of each month from the start of your lease. Rent must be paid with a personal rent invoice provided by PSOAS.

Payment Methods 🏦🌐

1. Bank Transfer

• Use the details provided on your rent invoice
• Contact your bank for assistance if needed

2. TransferMate Online Service

• Recommended for payments from outside SEPA region
• Visit: psoas.transfermateeducation.com
• Complete all required payment details

PSOAS bank accounts

Bank name	IBAN (account number)	BIC
Oulun Osuuspankki	FI15 5741 3620 0685 41	OKOYFIHH
Danske Bank	FI32 8000 1500 9075 72	DABAFIHH
Nordea	FI41 1585 3000 0198 64	NDEAFIHH

Important Payment Guidelines

Reference Numbers

Your personal rent reference number is crucial for payment processing. This number is specific to you and your apartment. Always include this number with your payment to ensure proper processing. If someone else pays on your behalf, they must use your reference number. In cases where the reference field isn’t available, include the number in the payment’s message field. Please notice that the reference number for rent is different than the reference for the deposit.

International Payments

For international transfers, ensure PSOAS receives the full rental amount by including any banking fees in your payment. You’ll receive complete payment details by email before your arrival.

Payment Verification

When you use the correct reference number, your payment registers automatically in our system. While we don’t send routine payment confirmations and don’t need receipts of rent payments, you’re welcome to double-check that your payment was received.

Late Payments ⚠️

If You Cannot Pay on Time

Should you anticipate payment difficulties, contact PSOAS immediately. We may be able to arrange a payment plan, helping you avoid involvement with collection agencies.

Consequences of Non-Payment

Late payments incur interest charges according to interest law. After two weeks past the due date, we send a reminder letter with a 5 € fee. Unpaid rent can also lead to lease cancellation, and legal eviction is possible in severe cases.

If you are experiencing financial difficulties, please contact us as early as possible. More information about late payments and support can be found here.

Housing Subsidies

Kela processes students’ housing support and income support. For more information visit www.kela.fi.

Additional Information ℹ️

• The PSOAS office cannot accept cash or credit card payments, and rent may not be deducted from your deposit. You’ll receive detailed payment instructions in your rent invoice via email before arrival.

• The rents are checked annually starting from March. We will inform about possible changes at the end of the year.

For any questions about payments, payment plans, or payment verification, please don’t hesitate to contact the PSOAS office. We’re here to help ensure a smooth rental experience. 📱📧