Every tenant is personally responsible for paying their rent. If the tenancy agreement is made together with a friend or a spouse, you have a joint responsibility for paying the rent, until one or both of you leave a cancellation of the tenancy agreement.

The amount of rent is based on the location and age, size and standard of the equipment in the apartment. In all of our apartments heating, use of laundry rooms and sauna, water (except Ylioppilaantie 2, Ylioppilaantie 4, Ylioppilaantie 6 , Virkakatu 3 and Albertinkatu 6) and Internet are included in the rent. Other fees, such as parking space are charged in addition to the rent.

All rent payments are due by the 5th of each month, beginning from the start of your tenancy agreement. The rent must be paid with a personal rent invoice provided by PSOAS.

Payment Methods 🏦🌐

1. Bank Transfer

• Use the details provided on your rent invoice
• Contact your bank for assistance if needed

2. TransferMate Online Service

• Recommended for payments from outside SEPA region
• Visit: psoas.transfermateeducation.com
• Complete all required payment details

PSOAS bank accounts

Bank name	IBAN (account number)	BIC
Oulun Osuuspankki	FI15 5741 3620 0685 41	OKOYFIHH
Danske Bank	FI32 8000 1500 9075 72	DABAFIHH
Nordea	FI41 1585 3000 0198 64	NDEAFIHH

Important Payment Guidelines

Reference Numbers

Your personal rent reference number is crucial for payment processing. This number is specific to you and your apartment. Always include this number with your payment to ensure proper processing. If someone else pays on your behalf, they must use your reference number. In cases where the reference field isn’t available, include the number in the payment’s message field. Please notice that the reference number for rent is different than the reference for the deposit.

International Payments

For international transfers, ensure PSOAS receives the full rental amount by including any banking fees in your payment. You’ll receive complete payment details by email before your arrival.

Payment Verification

When you use the correct reference number, your payment registers automatically in our system. While we don’t send routine payment confirmations, you’re welcome to contact us if you need to verify that your payment was received.

Late Payments ⚠️

If You Cannot Pay on Time

Should you anticipate payment difficulties, contact PSOAS immediately. We may be able to arrange a payment plan, helping you avoid involvement with collection agencies.

Consequences of Non-Payment

Late payments incur interest charges according to interest law. After two weeks past the due date, we send a reminder letter with a 5 € fee. PSOAS has the right to terminate the tenancy agreement after two unpaid rents and can ask you to leave the apartment immediately without giving a term of notice first. If the tenant doesn’t pay their rent and other fees by the due date, an interest is charged for the excess time period in accordance with the interest law.

Housing subsidies

Kela processes students’ housing support and income support. For more information visit www.kela.fi.

Additional Information ℹ️

• The PSOAS office cannot accept cash or credit card payments, and rent may not be deducted from your deposit. You’ll receive detailed payment instructions in your rent invoice via email before arrival.

• The rents are checked annually starting from March. We will inform about possible changes at the end of the year.

For any questions about payments, payment plans, or payment verification, please don’t hesitate to contact the PSOAS office. We’re here to help ensure a smooth rental experience.